"Thank you for the message of August 31st confirming that you have gone one more heroic step to complete your task, which in turn resolved the litigation, which in turn, of course, provided security for our client's future. You are more than professional. You are unbelievably tolerant, accommodating and kind."

Debbie Weeks, Attorney at Law
Sun City, AZ

"You indeed found the program that would fill my "old age needs", since March you and the insurance company have been providing me with wonderful help from my accident, the wonderful part is I can stay in my home."

Grace Burke
Sun City, AZ

"Over the years, my mother has had occasion to call on Mr. Hoffman for assistance and he has always responded quickly and taken care of any situation that arises. He also stops by just to check up on her, answer any questions she might have and spend time just talking, something she has appreciated very much. She is so grateful for his assistance and caring that she has told many of her friends to drop their agents and hire "Charlie". Hopefully, they have, as he is one incredible agent and a good friend to my mom."

Mary Patricia
Durand Phoenix, AZ

"My father worked hard and carefully saved all of his life. When he retired, he thought he was financially secure. However, savings could not handle nursing home expenses of over $40,000.00 per year. My father died on welfare after spending five and one half years in a nursing home. My brother, sister and myself did our best to make sure that our mother did not become destitute. We set up an irrevocable trust for my mother, which enabled us to protect some of my parent's savings from my father's medical expenses. Although my mother is able live on the trust resources plus her social security, the situation is far from optimal. My mother cannot spend her savings as she wishes. All financial decisions had to be given over to the trustee of the irrevocable trust. If you have the opportunity to secure protection for yourself or your parents from this type of disaster, please take advantage of it."

Andrew Vishner
Tucson, AZ

"My mother's health deteriorated within a few years after we purchased the policy. She spent three years in a nursing home facility; we placed her in a very nice well-established facility, which would not have been possible without the Long Term Care Health Insurance. I HIGHLY recommend Long Term Care Health Insurance and I would suggest todo so at an early age to keep costs lower. Thank you Charlie for your insight and knowledge."

David Marburger
Phoenix, AZ

"I hope I never have to make use of the insurance I have but if I do, I know Charles will be there to help me; as he is for all his clients. It means a lot to have a person like Charlie to help you."

Yvonne C. Gyger
Sun City, AZ

"My sister had a stroke in 1993 and has been in the nursing home ever since. Thanks to her insurance, she can live in one of the nicer homes. Thanks Charles for helping us."

Rita Peters
Youngtown, AZ

"…His interest did not end there. He's always ready to help with any problems I might run into. I trust Charles Hoffman because he's honest, sincere and a caring person and a true friend."

Deborah Lewis
Sun City, AZ

"…Each time she needed to submit a claim, Mr. Hoffman was most helpful. The companies he had chosen were prompt and fair in their settlement. The personnel were friendly and dependable. My aunt is now deceased. She spent the last years of her life in a nursing home, where Mr. Hoffman was known and well respected."

Mary L. Brammer
Sun City West, AZ

"…She received 6 full years of payments from May 1988 to May 1994. I want to thank you again for your time and effort; you made it less difficult for me to cope with Catherine's illness."

Mary Constantine
Litchfield Park, AZ

"With the assistance of Mr. Hoffman, the policy was smoothly put into action. The payments have been prompt and the amounts exactly as spelled out in the policy. It's always a pleasure to work with Mr. Hoffman.

Margarita Trowbridge
Dallas, TX

"I met Charlie Hoffman sometime back in the 1980's when my parents decided to take out nursing home insurance, with him as their agent. At the time I remember feeling that he was a very knowledgeable but also a very caring person. Their policy was taken out in 1983 and he continued to be involved in looking after their needs, updating that policy in 1988 to remove the 3-day hospital stay required in the initial coverage. My father was the first to benefit from the insurance, entering Sun Valley Lodge in 1991. He was there until his death in late 1994 with much of the expense of his care being paid for by the insurance company. My mother was in the same facility for three months, a facility of choice where good and loving care was provided, not always the case if insurance is not part of the total financial picture. Unfortunately, my aunt had to be in a nursing home for about 10 years; fortunately her financial situation was such that she could pay for a good facility, but $300,000.00 is an amount that most of us haven't saved for such an eventuality. I remember her accountant remarking when her house was sold that the amount realized would take care of her for about one year."

Jan and Bill VanDenburg
Allen Park, MI

"I will always be grateful that we opted to purchase long-term care insurance because, as you know, Cliff entered a nursing home in January 1992 and remained there until his death in June 1993. Again, you were helpful in starting the payment process, which proved to be completely free of problems and was automatically handled by the insurance company each month. I have urged my friends and family that long-term care insurance is something they should all consider as a part of their financial planning an, as an added bonus, peace of mind."

Elaine B. Johnson
Sun City, AZ